A Debtor World: Interdisciplinary Perspectives on Debt

A Debtor World: Interdisciplinary Perspectives on Debt

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A Debtor World contains a collection of contributions about the societal implications of private debt. The essays comprising this volume are authored by dozens of leading U.S. and international academics who have written about debt or issues related to debt in a wide range of disciplines including law, sociology, psychology, history, economics, and more. The goal of this collection is to explore debt neither as a problem nor a solution but as a phenomenon and to promote the exchange of knowledge to better comprehend why consumers and businesses decide to borrow money. It asks what happens to businesses and consumers under a heavy debt load, and what legal norms and institutions societies need to encourage the efficient use of debt while promoting a greater understanding of the global phenomenon of increased indebtedness and societal dependence.A credit card company often doubles or triples interest rates when a cardholdera#39;s credit score drops. Consumers are ... 22 Recently, in response to mounting criticism, Citibank took the lead in stopping the universal default practice. See a€œ Citianbsp;...

Title:A Debtor World: Interdisciplinary Perspectives on Debt
Author: Ralph Brubaker, Robert M. Lawless, Charles J. Tabb
Publisher:Oxford University Press - 2012-09-25

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